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    <loc>https://www.ajaybhalla.org/dream</loc>
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    <lastmod>2020-12-10</lastmod>
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  <url>
    <loc>https://www.ajaybhalla.org/home</loc>
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    <priority>1.0</priority>
    <lastmod>2020-12-14</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5fa348e17463a561764ac541/1606039413069-9M38B2SMYE4UXEH34WMF/Dr-Ajay-Bhalla.jpg</image:loc>
      <image:title>Home</image:title>
      <image:caption>Dr. Ajay Bhalla’s vision is to Make Family Businesses Resilient by helping them preserve and create value over generations. A tenured Professor of Family Business at a top B-School, he has trained 100s of family enterprises across the world, many of which are multi-generational. Shape the future of your family business through coaching workshops delivered live virtually to serve the needs of your family or attend the live virtual immersive DREAM Family Enterprise program that accelerates the leadership skills you need to build a lasting family enterprise.</image:caption>
    </image:image>
    <image:image>
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      <image:title>Home - Will your family business be relevant in 30 years?</image:title>
      <image:caption>70% of family-owned businesses fail to make the transition into the second generation. 12% are viable by the time they make it to the third generation 3% of all family businesses reach fourth-generation level and beyond.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5fa348e17463a561764ac541/1606387201871-9G47JTJ10Q07LIBT75JV/home-coaching.jpg</image:loc>
      <image:title>Home - Family Business Coaching</image:title>
      <image:caption>Professor Bhalla provides in-person executive coaching to leaders of family enterprises and workshops to families looking for overcoming challenges they face in the short-term and long-term horizon.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5fa348e17463a561764ac541/1606040551689-0VC277ZXEXUABAMXNP2G/dream-program.jpg</image:loc>
      <image:title>Home - DREAM Online Program</image:title>
      <image:caption>Create a DREAM Family Business strategy that ensures you are still relevant as a family business no matter what challenges comes at you. Apply the principles of DREAM strategy and shift you need to create to build a resilient family in the business. Learn in-person online from Prof. Bhalla, a global expert on helping families create resilient enterprises.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5fa348e17463a561764ac541/1606039121138-6ST0JC6G5BGKEIVZKX9C/home-banner-3.jpg</image:loc>
      <image:title>Home</image:title>
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      <image:title>Home</image:title>
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  <url>
    <loc>https://www.ajaybhalla.org/dream-framework</loc>
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    <lastmod>2022-07-10</lastmod>
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      <image:loc>https://images.squarespace-cdn.com/content/v1/5fa348e17463a561764ac541/1604560124525-D7FXN6M48ZSUVUDBTHZS/james-lock-%26-Co-logo.png</image:loc>
      <image:title>DREAM Framework</image:title>
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    <image:image>
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      <image:title>DREAM Framework</image:title>
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    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5fa348e17463a561764ac541/1606387422997-N7SMEGE7TI4YM9ZFAIYX/Baroview-%26-Toso-logo.jpg</image:loc>
      <image:title>DREAM Framework</image:title>
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    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5fa348e17463a561764ac541/1604560272394-CC72VU0YGG4JXHJ4U2VV/C.-Hoare-%26-Co-logo.png</image:loc>
      <image:title>DREAM Framework</image:title>
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      <image:title>DREAM Framework</image:title>
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  </url>
  <url>
    <loc>https://www.ajaybhalla.org/dream-program-1</loc>
    <changefreq>daily</changefreq>
    <priority>0.75</priority>
    <lastmod>2022-07-10</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5fa348e17463a561764ac541/1606447555801-F7E68KNJS65LZ35R3Q30/dream-session-4.jpg</image:loc>
      <image:title>DREAM Program - Expertise in the Family Enterprise: Challenges and Best Practices</image:title>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5fa348e17463a561764ac541/1606447531797-E5N9D1UUH5GP998MEUE0/dream-session-2.jpg</image:loc>
      <image:title>DREAM Program - Disruption in the Family Enterprise: Seizing Opportunities</image:title>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5fa348e17463a561764ac541/1606447566906-TQEBX1N8KOCVMHG57FGW/dream-session-5.jpg</image:loc>
      <image:title>DREAM Program - Building Attachment in the Family Enterprise through Governance</image:title>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5fa348e17463a561764ac541/1606447576307-0G1EB3ZCZD5S4FTY1Y37/dream-session-6.jpg</image:loc>
      <image:title>DREAM Program - Mobilizing &amp; Preserving Value in the Family Business</image:title>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5fa348e17463a561764ac541/1604622436421-0UAVPXMDEGXJ8XAMHKZL/Dream-session-1.jpg</image:loc>
      <image:title>DREAM Program - What does it take to build &amp; lead a Lasting Family Business?</image:title>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5fa348e17463a561764ac541/1606447543233-ND614D9GKA23GX0UAVRC/dream-session-3.jpg</image:loc>
      <image:title>DREAM Program - Reputation in the Family Enterprise: Resource or Liability</image:title>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5fa348e17463a561764ac541/1606788995275-GDDT9YRSVYY7OMK7TL2X/dream-program-banner.jpg</image:loc>
      <image:title>DREAM Program</image:title>
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  </url>
  <url>
    <loc>https://www.ajaybhalla.org/family-business-coaching</loc>
    <changefreq>daily</changefreq>
    <priority>0.75</priority>
    <lastmod>2020-11-07</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5fa348e17463a561764ac541/1604744664715-B6QSC4ZOAUFDGDUVMUI7/Ajay-bhalla.jpg</image:loc>
      <image:title>Family Business Coaching</image:title>
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      <image:title>Family Business Coaching</image:title>
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  <url>
    <loc>https://www.ajaybhalla.org/about-me</loc>
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    <priority>0.75</priority>
    <lastmod>2022-07-10</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5fa348e17463a561764ac541/1604744893594-RITCTVLHYW2PC9HK5QVU/AjayISB2009+-+1.jpeg</image:loc>
      <image:title>About Me</image:title>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5fa348e17463a561764ac541/1604745669590-XKLL3V6F7HNV625HH3K3/Ajay-2.jpg</image:loc>
      <image:title>About Me</image:title>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5fa348e17463a561764ac541/1604745671749-7TNA97RCGW37QXMISI5Z/Ajay-Bhalla-Aneesh-Banerjee-Marianne-Lewis---1.jpg</image:loc>
      <image:title>About Me</image:title>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5fa348e17463a561764ac541/1604745675322-2THKYOEYU0385PLSTAQW/ISB-2012---1.jpg</image:loc>
      <image:title>About Me</image:title>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5fa348e17463a561764ac541/1604745676519-OMJR0DRJHIAE7YD69UBI/ISB-2012--award---1.jpg</image:loc>
      <image:title>About Me</image:title>
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  </url>
  <url>
    <loc>https://www.ajaybhalla.org/thought-leadership</loc>
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    <priority>0.75</priority>
    <lastmod>2020-12-04</lastmod>
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      <image:title>Thought Leadership</image:title>
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    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5fa348e17463a561764ac541/1604821084296-N4ECODBSM5N1E5TIVQQN/book+banner+1.png</image:loc>
      <image:title>Thought Leadership</image:title>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5fa348e17463a561764ac541/1604816583706-NQGHBRE42109IG62PBJU/wates-group-logo.jpg</image:loc>
      <image:title>Thought Leadership</image:title>
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    <image:image>
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      <image:title>Thought Leadership</image:title>
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    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5fa348e17463a561764ac541/1604821722514-WPFLD8NJ9EVZV1XMODY9/the-resilient-decision-maker.jpg</image:loc>
      <image:title>Thought Leadership</image:title>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5fa348e17463a561764ac541/1604816375054-77AT7T26VWDSS42R5WBB/samworth-brothers-logo.jpg</image:loc>
      <image:title>Thought Leadership</image:title>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5fa348e17463a561764ac541/1604818398131-DA55KPJJQW0JS7LO7WF7/william-jackson-logo.jpg</image:loc>
      <image:title>Thought Leadership</image:title>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5fa348e17463a561764ac541/1604812259326-69TGS6FQY8GHA202TIWR/bibby-line-group-kogo.jpg</image:loc>
      <image:title>Thought Leadership</image:title>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5fa348e17463a561764ac541/1604820659033-LHOHCJU40VUCH6JYNEOT/cegedim-logo.jpg</image:loc>
      <image:title>Thought Leadership</image:title>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5fa348e17463a561764ac541/1606446039042-J7NBP5WA13IDQBEPHYSY/Prof.-Bhalla-with-Prof.-Banerjee-and-Dean-Marianne-Lewis-at-Institute-of-Directors.jpg</image:loc>
      <image:title>Thought Leadership</image:title>
      <image:caption>Prof. Bhalla with Prof. Banerjee and Dean Marianne Lewis at Institute of Directors</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5fa348e17463a561764ac541/1606446134475-DOODTG4X6HQ6CR1502GG/the-ownership-effect-logo.png</image:loc>
      <image:title>Thought Leadership</image:title>
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    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5fa348e17463a561764ac541/1604820898362-997OP8HMBE8S9KLAUNOJ/The-Times.jpg</image:loc>
      <image:title>Thought Leadership</image:title>
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    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5fa348e17463a561764ac541/1606390160298-LDDT7BK2YNLYPE8Z69SZ/image-asset.jpeg</image:loc>
      <image:title>Thought Leadership</image:title>
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    <image:image>
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      <image:title>Thought Leadership</image:title>
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  </url>
  <url>
    <loc>https://www.ajaybhalla.org/press</loc>
    <changefreq>daily</changefreq>
    <priority>0.75</priority>
    <lastmod>2020-11-26</lastmod>
    <image:image>
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      <image:title>Press</image:title>
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      <image:title>Press</image:title>
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  <url>
    <loc>https://www.ajaybhalla.org/videos</loc>
    <changefreq>daily</changefreq>
    <priority>0.75</priority>
    <lastmod>2020-12-10</lastmod>
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  <url>
    <loc>https://www.ajaybhalla.org/contact</loc>
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    <lastmod>2020-12-10</lastmod>
  </url>
  <url>
    <loc>https://www.ajaybhalla.org/session-1</loc>
    <changefreq>daily</changefreq>
    <priority>0.75</priority>
    <lastmod>2024-12-30</lastmod>
    <image:image>
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      <image:title>Session 1</image:title>
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    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5fa348e17463a561764ac541/1605486729017-F7PYOLGP5A1H23FQ19HM/icon-2.png</image:loc>
      <image:title>Session 1</image:title>
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    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5fa348e17463a561764ac541/1605484890727-VUJKZ552T7B76J7IA68G/Dream-session-1.jpg</image:loc>
      <image:title>Session 1</image:title>
      <image:caption>Lasting Business are not built by accident or over night. They require sustained effort from family leaders in managing family, business and ownership dynamics. By develop a DREAM approach towards managing all three stakeholders you will have the opportunity to preserve and build a resilient family business.</image:caption>
    </image:image>
    <image:image>
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      <image:title>Session 1</image:title>
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  </url>
  <url>
    <loc>https://www.ajaybhalla.org/session-2</loc>
    <changefreq>daily</changefreq>
    <priority>0.75</priority>
    <lastmod>2024-12-30</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5fa348e17463a561764ac541/1605486742259-NM77287TF77OLJ6UIU9L/image-asset.png</image:loc>
      <image:title>Session 2</image:title>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5fa348e17463a561764ac541/1606447617163-RCI3YV41R27T6TYC7OPQ/dream-session-2.jpg</image:loc>
      <image:title>Session 2</image:title>
      <image:caption>Disruption in the family businesses has many shades. Think disruption from a business front. Many family businesses struggle because they are locked into a business model trajectory perfected by founders. Others attempt to compete and bring new products and services to market with outdated business models, a certain recipe for failure. How good are you as a family business in innovating your business model? This session helps you take a deep dive into the concept of disruption as part of DREAM framework.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5fa348e17463a561764ac541/1605488063254-WLB7GY94D1ORTAXS7ESM/disruption.png</image:loc>
      <image:title>Session 2</image:title>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5fa348e17463a561764ac541/1605486729017-F7PYOLGP5A1H23FQ19HM/icon-2.png</image:loc>
      <image:title>Session 2</image:title>
    </image:image>
    <image:image>
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      <image:title>Session 2</image:title>
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  </url>
  <url>
    <loc>https://www.ajaybhalla.org/session-3</loc>
    <changefreq>daily</changefreq>
    <priority>0.75</priority>
    <lastmod>2024-12-30</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5fa348e17463a561764ac541/1605492823063-586RV8V09S9A7L01P55C/reputation.png</image:loc>
      <image:title>Session 3</image:title>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5fa348e17463a561764ac541/1606447636590-W5CORN94AG1XKGCTMTY3/dream-session-3.jpg</image:loc>
      <image:title>Session 3</image:title>
      <image:caption>Reputation is one of the most valuable resources in a family business. It has direct impact of performance of family business and can open or close business windows. Yet it is often undervalued by most family businesses.</image:caption>
    </image:image>
    <image:image>
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      <image:title>Session 3</image:title>
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    <image:image>
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      <image:title>Session 3</image:title>
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    <image:image>
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      <image:title>Session 3</image:title>
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  </url>
  <url>
    <loc>https://www.ajaybhalla.org/session-4</loc>
    <changefreq>daily</changefreq>
    <priority>0.75</priority>
    <lastmod>2024-12-30</lastmod>
    <image:image>
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      <image:title>Session 4</image:title>
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    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5fa348e17463a561764ac541/1605486729017-F7PYOLGP5A1H23FQ19HM/icon-2.png</image:loc>
      <image:title>Session 4</image:title>
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    <image:image>
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      <image:title>Session 4</image:title>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5fa348e17463a561764ac541/1605486713666-KT97G1C2MWXUQ7BJT4D5/icon-1.png</image:loc>
      <image:title>Session 4</image:title>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5fa348e17463a561764ac541/1606447657539-TIOH55L182EU5G3WGUM4/dream-session-4.jpg</image:loc>
      <image:title>Session 4</image:title>
      <image:caption>Most family business leaders know that successfully passing the baton to the next generation early on can unlock and preserve value in their family business. Yet succession remains a thorny topic for most family businesses. This session focuses on building deep bench of expertise in your family business.</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.ajaybhalla.org/session-5</loc>
    <changefreq>daily</changefreq>
    <priority>0.75</priority>
    <lastmod>2024-12-30</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5fa348e17463a561764ac541/1605486742259-NM77287TF77OLJ6UIU9L/image-asset.png</image:loc>
      <image:title>Session 5</image:title>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5fa348e17463a561764ac541/1605486729017-F7PYOLGP5A1H23FQ19HM/icon-2.png</image:loc>
      <image:title>Session 5</image:title>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5fa348e17463a561764ac541/1605493900456-Z7KX12ISNC5CI5NGIJY0/attachement.png</image:loc>
      <image:title>Session 5</image:title>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5fa348e17463a561764ac541/1605486713666-KT97G1C2MWXUQ7BJT4D5/icon-1.png</image:loc>
      <image:title>Session 5</image:title>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5fa348e17463a561764ac541/1606447680408-V6GODS1R11C79SP039SH/dream-session-5.jpg</image:loc>
      <image:title>Session 5</image:title>
      <image:caption>When challenges surface in your family or business, would you consider you consider yourself as reactive or proactive? If you are serious about building a lasting family businesses, a proactive approach towards nurturing attachment is crucial for lasting families in the business.  Designing a family governance system can help alleviate the pressure on attachment within the family when challenges come uninvited.</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.ajaybhalla.org/session-6</loc>
    <changefreq>daily</changefreq>
    <priority>0.75</priority>
    <lastmod>2024-12-30</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5fa348e17463a561764ac541/1605497156712-ZXETA500CHYUAZPXZP6Q/mobilizing-value.png</image:loc>
      <image:title>Session 6</image:title>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5fa348e17463a561764ac541/1605486729017-F7PYOLGP5A1H23FQ19HM/icon-2.png</image:loc>
      <image:title>Session 6</image:title>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5fa348e17463a561764ac541/1605486713666-KT97G1C2MWXUQ7BJT4D5/icon-1.png</image:loc>
      <image:title>Session 6</image:title>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5fa348e17463a561764ac541/1606447702117-CRT6BXNQ4YB09TXEL8PH/dream-session-6.jpg</image:loc>
      <image:title>Session 6</image:title>
      <image:caption>Value is a poorly understood concept. Standard business advice is to maximise shareholder value. As tempting it may be for family businesses, maximizing the shareholder value mantra can run contrary to the principles of long-term value creation. At the heart of lasting family business is a resource allocation model which focuses on patient capital and the creation of new capabilities.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5fa348e17463a561764ac541/1605486742259-NM77287TF77OLJ6UIU9L/image-asset.png</image:loc>
      <image:title>Session 6</image:title>
    </image:image>
  </url>
  <url>
    <loc>https://www.ajaybhalla.org/dream-program-2</loc>
    <changefreq>daily</changefreq>
    <priority>0.75</priority>
    <lastmod>2020-11-16</lastmod>
  </url>
  <url>
    <loc>https://www.ajaybhalla.org/dream-program-2/your-dream-family-enterprise</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2021-03-13</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5fa348e17463a561764ac541/1605488560363-0LFQH5LNOVYGDZMK3J3C/program.png</image:loc>
      <image:title>Dream Program - Your DREAM Family Enterprise</image:title>
    </image:image>
  </url>
</urlset>

